Archive for the ‘Small Business’ Category

Is business insurance a good idea for a small design company?

Thursday, November 26th, 2009
levibrks asked:


I have a small design company (sub-s; only two employees, me and my partner) and I keep hearing from friends/colleagues that getting business insurance is a must, since we might be liable for a lot of weird issues (websites being hacked, bad printing, bad contracts, etc.)

So is it really a good idea to get and if so, where do I go to begin? costs? issues? etc?

What companies offer good Business Insurance?

Wednesday, November 25th, 2009
Cook asked:


We are a small production/post production company for film/TV/marketing and need business insurance. We are located in Sherman Oaks, CA. Would appreciate suggestions for which companies we should reach out to.

How do I add my landlord onto my business insurance policy as an adition insured?

Tuesday, November 24th, 2009
Just Me asked:


I just moved into a new business location. My lease states that I must list my landlord as an additional insured. Is that easy to do? Do I just call my insurance and have them add right away or do I have to wait until it is time to renew? Also, approximately by what percentage will that cause my insurance to go up? I have already had a rate increase because I live in Louisiana (Katrina). It is still affordable but I am scared that adding on the additional insured may cause it to double, which I can’t really afford.

I need to switch my Business property/auto insurance to another company, what are some good insurance company?

Tuesday, November 24th, 2009
December asked:


I currently have my business insurance with NationWide, AND it is the worst EVER, I need to switch to another insurance company that’s able to write business policy for both property and automobile.

Please suggest some good and reputable ones, thank you.

I need business Insurance for a small business selling desserts?

Saturday, November 21st, 2009
MerryBerry asked:


I am having trouble finding companies online. Can you please provide me with some good companies that provide insurance for my type of business? Phone numbers, websites etc.
Thanks!

What insurance coverage is critical for a business that has little to no customer traffic?

Wednesday, November 18th, 2009
just making it happen asked:


When a business does most of its work online or in the clients location, what business insurance plans apply? Is liability insurance necessary for the office even if clients rarely come to the office?

When starting a small business, how much should I expect to pay for business insurance?

Friday, November 13th, 2009
Rachel L asked:


I’m starting a dog care business. To get a quote they require a lot of information which as a start up we don’t have. Does anyone know about how much I will have to pay for insurance? I’m just trying to get a ballpark number for our expenses.
Thanks!

Renting out a restaurant — How?! What about the business license, insurance, and equipment?

Thursday, November 12th, 2009
saul a asked:


I’ve been the owner of a casual sit down restaurant (owner of business and building) for sometime now. In this time, I’ve realized that the food industry is truly hectic and I need a change of pace. With real estate under turmoil, selling the business with the building has been quite a challenge. Thus, I am looking into renting the business out. However, I don’t exactly know what to do…

1.) What do I do about the business license? Can I rent it out too?

2.) What about business insurance? How is this passed on?

3.) How can I rent my equipment and cover myself if damage is done to it?

4.) Is renting it out a good idea, in your opinion? I am concerned that a renter may not care about the restaurant and taint its reputation. Then I’ll be left with a failing restaurant.

5.) Lastly, what is the best resource to go to for this? Is there a good book I should read?!

THANKS SO MUCH!!

Do I need insurance or a business license to do freelance work for other companies?

Tuesday, November 10th, 2009
sdnz32 asked:


Im certified to install vehicle graphics and to install full vehicle wraps.

I am looking to start going from sign shop to sign shop to do vehicle wrap installations since many sign shops do not have the know how.

What do I need to do this? A business license, insurance, etc.?

do I need to take out business insurance for an online web business?

Tuesday, November 10th, 2009
jacobjohnfrance asked:


It is just me running the business as a sole trader. There are no employees, virtually no capital (except my laptop) and no physical goods. Turnover is less than $40k. Do I need to take out business insurance or can I go without it? The only reason I ask is because the bank has a business insurance question section on the business bank account application form. Thanks in advance.