Chunte H asked:


I live in illinois in a city I am starting a cleaning business I ahve searched the internet and called around to different insurance companys and got a quote from state farm they want $1000 up front for the year and will not take installments. I was under the impression that the insurance I needed was less expensive. hellllp!!! please help me find something better.

Cluck asked:


We are still in the planning stages of forming our business. We are looking to start an LLC that provides unarmed security guards to various professional business buildings in the Metro Phoenix AZ area. We would like to know a ballpark figure – for planning reasons – of what it would cost to get Workers Comp. Ins. and General Liability Insurance with the coverage in the amount of $100,000 for each occurrence, and an aggregate total of at least $300,000.

Thank you.

Eclipse asked:


Im not talking about big insurance companies offering a variety of insurance. say, education, hospitalization, hazard, etc. I’m simply referring to how could it possibly start or what are the basics in order for one to start on an insurance business venture.

levibrks asked:


I have a small design company (sub-s; only two employees, me and my partner) and I keep hearing from friends/colleagues that getting business insurance is a must, since we might be liable for a lot of weird issues (websites being hacked, bad printing, bad contracts, etc.)

So is it really a good idea to get and if so, where do I go to begin? costs? issues? etc?

Cook asked:


We are a small production/post production company for film/TV/marketing and need business insurance. We are located in Sherman Oaks, CA. Would appreciate suggestions for which companies we should reach out to.

mike e asked:


thinking of going into business for myself doing property preservation. wondering if anyone knows what type of insurance id need and how much it would cost me to secure the policy… thanks

Dell asked:


I am looking to purchase a business insurance package (commercial liability+property) for my business. I might sell the business in the near future. In such case, my insurance would be transferrable? Or should I have to cancel the insurance policy with penalty?

Hope asked:


I am self employed and just started a small cleaning service for business and residential. I am the only employee and I want to be insured. How much insurance should I get to start off with and how much should I expect to pay monthly for it?
I am in Florida.

Just Me asked:


I just moved into a new business location. My lease states that I must list my landlord as an additional insured. Is that easy to do? Do I just call my insurance and have them add right away or do I have to wait until it is time to renew? Also, approximately by what percentage will that cause my insurance to go up? I have already had a rate increase because I live in Louisiana (Katrina). It is still affordable but I am scared that adding on the additional insured may cause it to double, which I can’t really afford.

December asked:


I currently have my business insurance with NationWide, AND it is the worst EVER, I need to switch to another insurance company that’s able to write business policy for both property and automobile.

Please suggest some good and reputable ones, thank you.