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How do I add my landlord onto my business insurance policy as an adition insured?

Just Me asked:


I just moved into a new business location. My lease states that I must list my landlord as an additional insured. Is that easy to do? Do I just call my insurance and have them add right away or do I have to wait until it is time to renew? Also, approximately by what percentage will that cause my insurance to go up? I have already had a rate increase because I live in Louisiana (Katrina). It is still affordable but I am scared that adding on the additional insured may cause it to double, which I can’t really afford.

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This entry was posted on Tuesday, November 24th, 2009 at 5:44 pm and is filed under Small Business. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

3 Responses to “How do I add my landlord onto my business insurance policy as an adition insured?”

  1. Contractor General Liability Insurance Brooklyn NY says:
    November 26, 2009 at 5:32 pm

    Talk to your insurance agent. Should not be a big deal but it might change your rate.

  2. Roll Off Allentown says:
    November 27, 2009 at 2:01 am

    Just call your agent. That is a common practice and should not result in an increase or any kind of charge. Insurance companies do that all the time. It only means that in the event of a loss, the landlord will be in the loop before any damages are paid. He needs that protection and that is his right if his property gets damaged along with yours. No big deal.

  3. Contractor Insurance Staten Island NY says:
    November 29, 2009 at 11:42 am

    I don’t live in Louisiana but it sounds a bit precarious! Your landlord should have his OWN policy while you should have a rentors policy protecting your own contents- not his dwelling! What would be his additionally insured liability on your policy?

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